Category: RV Insurance

Key Steps to Prepare Your RV for Coastal Living in Pinellas County

Whether you’re a full-time or part-time RVer in Florida, preparing your Pinellas County RV is essential for a smooth season. Proactive measures will allow you to enjoy your coastal adventures without the worry of unforeseen mishaps. Here, Zenith Insurance Group outlines five crucial tips for optimal RV preparation.

Top 5 Tips for Preparing Your RV for Coastal Living in Pinellas County

Scheduling a thorough maintenance check with a certified local provider is crucial. Timely checks prevent and illuminate problems with electrical, plumbing, HVAC systems, seals, and seams.

Coastal environments can harshly affect your RV’s exterior. Properties like salt intensify wear and tear significantly. Protect your RV with coatings on vulnerable areas including undercarriages and metal surfaces to guard against sand, sea salt, and water.

Consistent spot cleaning and maintenance are fundamental. Ward off sea salt and grime accumulation with regular RV washing using freshwater, mild detergent, or RV cleaner.

Proper ventilation in your RV checks excess moisture that creates mold and mildew. Use a de-humidifier or moisture-absorbing products to maintain optimal humidity.

Investing in comprehensive RV insurance is the most important step in RV preparation. It shields your RV against theft, damage, and natural disasters.

• Pre-Move Comprehensive Maintenance Checks
• Application of Protective Coatings
• Regular Maintenance and Cleaning
• Humidity Control
• Comprehensive Insurance Coverage

Contact Zenith Insurance Group

Consult a Zenith Insurance Group agent for a free RV insurance quote. Make preparations for your coastal living in Pinellas County today!

With its unlimited scenic vistas, The Sunshine State of Florida is the perfect place to begin your RV adventure. Before hitting the road, you’ll want to ensure everything is in place to keep you, your vehicle, and others on the road as safe as possible.

In Florida, any vehicle you can drive on its own requires insurance. In many ways, the requirements of RV insurance function quite similarly to the insurance required for any other operable vehicle in the state.

Florida requires all motorists to carry liability coverage. The exception arises in the care of towable travel trailers, campers, and fifth wheels, which fall under the liability coverage of the vehicle to which it’s attached. If the RV is only being towed and not driven, insurance is not legally required. Zenith Insurance Group is here to provide Pinellas County RV owners with more information. 

Florida RV Insurance Requirements

Large vehicles like RVs have the potential to cause significant harm in the event of a collision or wreck. There are specific minimum requirements that every registered vehicle in Florida must have:

• A minimum of $10,000 for Personal Injury Protection (PIP) and $10,000 for Property Damage Liability (PDL)
• Continual coverage, even if the vehicle is inoperable or not being driven
• A policy from a licensed insurance carrier in Florida
• Continuous Florida insurance coverage throughout the vehicle’s registration period

Full-time RV insurance is available for people who plan to spend more than 150 nights out of a year living out of their RV. This type of insurance is more of a mix between auto and home insurance. To better understand your RV insurance options, contact our experts at Zenith Insurance Group, serving Pinellas County and surrounding areas.

RVing is a great way to explore new places while staying in your own place. You can drive your RV from one place to another, so you aren’t stuck in one location for your entire vacation. You may also decide to go on several shorter vacations in your RV. 

That being said, it isn’t easy driving a RV. Zenith Insurance Group in Pinellas County provides you some tips to drive safely. 

Safety Tips For Your RV

Practice. Your first time behind the wheel shouldn’t be going down the highway to your destination. You should practice driving it around a parking lot before you even venture out on the road. You need to learn how to back up and turn before you go any further. Then, start with short trips and make your way up.

Slow down. Though you may be used to driving your car above the speed limit, you really shouldn’t do the same with your RV. You need to drive slowly and carefully. Your destination will be there, no matter what time you get there. If you have to be somewhere, give yourself extra time. 

Give yourself extra distance. It takes longer to slow down in a big RV, so it is important to keep some extra distance between yourself and the other traffic. You may also need more room to turn. 

No matter how good of a driver you are, accidents happen. For this reason, you should make sure that you have enough insurance to cover anything that could happen. 

If you want to make sure that you and your family are fully protected, you need to contact us today at Zenith Insurance Group in Pinellas County. We will talk to you about your options to make sure that you have enough insurance for your RV.