How commercial insurance can save my small business

Florida is a popular place to do business and ranks among the top states for business friendliness. Not only is it tax-friendly, but the cost of doing business in the state and labor are both affordable. That doesn’t mean, however, that it is any less risky to be a business owner in Pinellas County. Commercial insurance can help protect your small business and  Zenith Insurance Group has a knowledgeable team to offer guidance. 

Small businesses are particularly vulnerable to risks that threaten all businesses. Protecting your business is doubly important. 

Getting your business back up and running

Having commercial property insurance offers the protection your small business needs if it gets hit by a covered peril. If your machinery, building, office equipment, inventory, and raw materials are damaged or destroyed, how will you keep your small business from folding? If you have commercial property insurance, you will have the funds to be back up and running in no time at all. 

Protect your assets

Small businesses are popular targets for legal actions. If you have commercial liability insurance, you will have the money you need to pay a judgment against you and the legal fees that result from defending yourself. You can be sued by a customer, a vendor, or even an employee, and your assets would be in danger and even your entire business without commercial liability coverage. 

Pay your bills

If your business is not able to operate because of a covered peril, your obligations are not going to go away just because your income has. Commercial business interruption insurance can give you the money you need to pay your bills and meet your payroll expenses while your business recovers. 

Contact Zenith Insurance Group in Pinellas County to discuss the type of commercial insurance that works best for your small business.